Money Talks with Lawrence Cain, Jr. at Ebony J Media

Ebony J Wynn
7 hours ago
2 min read

KEY TAKEAWAYS

Today at Ebony J Media, we had the pleasure of learning from Lawrence Cain, Jr., a leading voice in financial literacy, a seasoned financial coach, and podcast host. His visit wasn’t just a talk, it was a wake-up call for anyone serious about building wealth, protecting their future, and knowing their worth. One of the first gems he shared was the importance of not discounting your services for friends or family. “You’ve got bills to pay,” he reminded us, emphasizing that your time and skills hold real value. Reflecting on his own early experiences, he admitted he wished he hadn’t worked for free when starting out and urged us to stay consistent with pricing, know our worth, and understand our target audience.

Video created by: Mykell Midell

When it came to credit and money management, Lawrence made it make sense. He encouraged us to build credit responsibly, track where our money is going, and start saving early, even if it's just $500. He suggested opening a custodial account while we’re still young and using a high-yield savings account to grow our money faster. One major tip he gave was to stay with your parents as long as it’s safe and smart, using that time to stack money and prepare for independence. He even reminded us to save ahead for basic things like furniture before moving out, so we’re not financially caught off guard.

Lawrence also told us about a few books he’s written, including ones that break down budgeting, entrepreneurship, and real-world money habits. For those pursuing a business or offering a service, he emphasized the need to charge for your work and, once you’ve built a client base of at least five consistent customers, raise your price by 20%. We left his session not just motivated, but equipped, with practical tools, real advice, and a fresh mindset for managing money and building a strong foundation for the future.

About Lawrence Cain

Lawrence Cain, Jr. is a financial educator, speaker, and founder of Abundance University, a platform focused on teaching real-world money skills to youth and families. After overcoming academic struggles early in life, he dedicated himself to breaking financial barriers and helping others do the same. Through workshops, books, and his “Money Seeds” curriculum, Lawrence empowers people to make smart choices about budgeting, credit, and financial independence. His mission is simple: teach financial literacy in a way that’s clear, practical, and powerful.

Join the Movement

This session reminded us why Ebony J Media exists — to mentor the next generation of media leaders through hands-on experience and access to voices that keep it real.

If you want your student to benefit from this level of mentorship, enroll them in our training camps or join our membership program. At Ebony J Media, we go beyond teaching media skills — we nurture confidence, spark creativity, and foster a supportive community.